APMCARES
People Matter
Our Team
Vanessa Sharp
Sr. Administrative Specialist
Vanessa has been with American Pacific Mortgage, serving its leaders in various administrative capacities since 2003. She is a ferocious proponent of APMCares, and the work being done, learning the value of service in her youth by watching her parents & grandparents doing whatever they could for whomever was in need. Vanessa’s passion has always been to serve the underserved and to advance that passion at APM. Down time is filled with 2 grandchildren, an aging Lab mix and enjoying time with a large family & extended family.
Her aim is to make sure that every employee at APM realizes the importance of their support. She strives to ensure that a diverse group within the company and throughout APM’s footprint are served daily. She is always available to answer questions and facilitate the mission of APMCares.
Kurt Reisig
Chairman
As Chairman of American Pacific Mortgage, Kurt has led the company since its inception over 25 years ago. He is committed to serving producers and clients, doing so in an open and transparent environment, always offering stakeholders clarity and honesty in his dealings.
He was instrumental in creating APMCares, driven by his desire to do good in the communities we serve. Kurt’s experience coaching youth sports teams, while raising 3 boys uniquely prepared him for leadership and to see the conditions of those who are not being served as well as others in our communities. Kurt loves to mountain bike, and you’ll often find him espousing his industry views in videos from his bike, on LinkedIn.
With the help of a top-notch leadership team, Kurt maintains an open-door policy that keeps him connected to originators and clients’, staying in tune to the dynamic demands of the mortgage marketplace and closely involved in the APMCares mission to serve our employees and the underserved in communities where we live and work.
Denise Derner
VP of Experience
Denise first entered the hallways of APM 18 years ago, and has been blessed to do what she believes is her life calling – Create Experiences that Matter! Her heart has been inspired by so many, including her parents who were both born in small towns in Iowa. They had an incredible work ethic and believed the best gift to give was your presence. Whether that was to lift a voice, a spirit, a hand, an ear…or raise up a prayer on one’s behalf. Denise feels deeply grateful for this foundation! This love, gratitude and positivity has always surrounded her, and if she can give even half of what her parents gave to those on their journey, she will have created a legacy of love for the books. Inspired by a co-worker and Oprah of course, Denise recently hosted a 2024 Vision Board party, On it you would see the many other loves in her life besides family and friends….writing books, journaling, reading, rooting on the 49ers, self-cycle classes, meditation, music, traveling, giving back and celebrating and giving thanks for each blessing!
Board Members
Ned Payant
CEO, APM
Ned took over the role of CEO for APM in early 2023. He previously served as APM’s President for three years, EVP of Enterprise Production and EVP of Operations. Under his leadership, the company has expanded coast to coast and achieved record revenue and profitability.
Throughout his mortgage career, Ned has impacted thousands of people through his servant approach to leadership. With more than 30 years of management experience in both production and operations, Ned has created an outstanding work environment for sales, corporate and branch staff. He believes strongly in delivering world-class service to branches, originators, and their clients.
Ned enjoys an active lifestyle outside of work with his wife, Debbie, and cheering on their 2 children in their high school sports endeavors. Ned grew up in the beautiful Upper Peninsula of Michigan and holds a bachelor’s degree from Sacramento State University.
JJ Mack
Branch Manager, APM
JJ’s journey in the mortgage industry began in 2009 when he joined American Pacific Mortgage as a loan officer’s assistant. Demonstrating exceptional dedication and expertise, he swiftly ascended the ranks, progressing to a loan officer role. Two years later, fueled by his achievements, JJ ventured into a branch manager role in Roseville, CA.
A true California native, JJ has spent most of his life in the Roseville area. Family holds a special place in his heart, being happily married to his wife, Megan, and the proud father of two beautiful girls, Clara Jane and Lisa Mae. Beyond his professional pursuits, JJ finds joy in outdoor activities such as mountain biking, snowboarding, and water sports behind his boat. Adding to his diverse interests, JJ is also actively involved in almond farming in the central valley.
Demetria Hudley
Vice President Human Resources, APM
In her role at APM Demetria is responsible for all aspects of employee relations, staffing and workforce management. Demetria has been in HR over 24 years, heading human resources (navigating the complexities of the pandemic) at APM since 2020.
She is a mother of 2 and has 1 grandson (pictured) that she loves spending time with. Demetria loves going to concerts and getting her daily inspirational text from her Dad.
About APMCares she says, “the passion that employees have for being a part of helping each other and supporting our communities through APMCares is impressive. It is one of the most amazing benefits of being a part of APM.”
Tricia Sobon
VP Controller, APM
With over 25 years in the Mortgage industry, the past 7 years here at APM have been my favorite. The main reason is that they share my passion for giving back to the communities we operate in, which is now nationwide. Tricia has been an active participant in APM Cares since joining APM in 2015, as a donor and as part of the operational team. Tricia has known her husband since she was 13; they have one 25year old daughter and one fur baby. She is all about family and friends, am is frequent blood plasma donor, an avid skier and golfer. She I absolutely love getting her large family together now that they are empty nesters.
Of APMCares, she says “I am honored to expand my involvement in APM Cares as a Board Member. I will use my nearly 30 years of Finance & Accounting experience to make sure we are a good steward over all the contributions and help assure that we get the biggest bang for our bucks.”
Chuck Nugent
General Counsel, APM
Chuck has served as Human Resources & Compensation Risk Manager as well as General Counsel to American Pacific Mortgage since 2003 , he says “APMCares is how we own our place in the communities we serve. APMCares is how we offer a helping hand to those in need. Our contributions to APMCares make us walk with a little extra bounce in our step and tackle the daily grind just a little harder – secure in our knowledge that we are making a positive impact.
The folks who run APMCares maximize the benefit of our collective contributions. Typically, when I give to charities, I am never entirely sure where the money is going, or if the people in charge truly share my priorities. A person enrolling in APMCares knows that all contributions are managed by a rotating group of our co-workers, who share our culture, own the challenges facing our community and who are committed to making a difference in people’s lives.”
“What I would say to a recruit is that, in addition to all the wonderful things that APMCares does, it also presents an exciting marketing opportunity for loan originators. By partnering with charities in the local community an originator can create media opportunities that are attractive to consumers that share the originator’s values and interests.”
Matt Brinitzer
VP Corporate Services
Matt joined the APM team over 25 years ago. He previously served as APM’s CFO and head of IS. As a dedicated advocate for social change and a seasoned leader, he serves as a vital pillar of APMCARES, an organization that embodies its name in every sense. Matt has been a cornerstone of this remarkable non-profit.
Beyond the boardroom, Matt enjoys many passions. His love for motorcycles and travel have taken him on incredible adventures across Asia, Africa, Europe, Latin America, and Australia. Through these journeys, Matt has not only discovered the thrill of the open road but also connected with communities and cultures far and wide, gaining a deeper understanding of the diverse needs and challenges faced by individuals and communities not just at home, but around the world. Matt is a true advocate for change, proving that the journey toward a better world can be both rewarding and profoundly meaningful.
Matt was born in Washington and raised in Central America; along with his partner Elizabeth, he enjoys hiking with their two rescue dogs, foreign travel, collecting wine, and working out.
Pride and Profound Gratitude
To our APM family of givers, your contributions are heroic! Not only have you helped house the homeless and feed the hungry, but you’ve helped our APM family through extraordinary circumstances. Words can never articulate their gratitude or the gratification that comes from healing the hearts of many.
Through your generosity and kindheartedness, you demonstrate every day that community, compassion, commitment—and most of all people—are what matter.
In Gratitude – The APMCares Team
Proud Partners
